Smiling Woman in Santa Hat Holding Laptop and Credit Card Transparent Background PNG

Smiling woman wearing red Santa hat and holding a laptop alongside a credit card on a transparent background. She is dressed in cozy winter clothes, including a red scarf and white sweater, conveying a holiday theme. This image is perfect for use in promotional materials for online Christmas shopping sales, festive ads, or any seasonal marketing designs. The transparent background allows easy integration into various digital content.